Looking to finance your next bike? Let Cotee River Cycles get you riding today!
Here are the steps to get you on a bike ASAP:
- Select your motorcycle from our pre-owned inventory
- Click the Finance Button and fill out the app
- Get pre-approved
- Email over your documents to Info@CoteeRiverCycles.com
- Get on the road and enjoy your bike.
SNAP finances is designed to help you pay for Helmets, Jackets, Accessories and Repairs on your bike.
No Credit Check
- Interest free if paid within 100 days
- Flat $39 processing fee
- Checking account information required to apply
- No down payment required (If balance covers purchase)
SNAP requires 3 months of employment history and 3 months of bank history.
Needing New Tires?
Not only do we offer high approval rates, we offer high approval amounts as well. So if you have a job and good banking history, apply today to see how much you qualify to receive. Once approved we’ll set up easy automatic payments that will make owning your motorcycle or new motorcycle accessories a breeze. Don’t let your credit history stand in the way. Click below and get approved today.
Financing in a Snap! Up to 80% Approval Rate
Snap Finance provides easy financing for people with bad credit. Even if you have no credit, Snap is a great way to finance the things you need. It’s not a traditional loan, but a consumer lease that spreads out your purchase over 12 months of easy payments. We specialize in Tires, Motorcycle Gear, Motorcycle Repairs and Performance Upgrades.
Apply Today Bad Credit, No Credit, OK!
We don’t pull credit from the main credit bureaus (CRAs)- because that actually can hurt your credit! And our finance experts are here to help. What does that mean to you? Even with a low credit score, you have a great chance of being approved with Snap! Don’t let no or bad credit stand in your way anymore.
Buy today. Pay over 12 months.
We approve up to 80% of applicants – whether you have poor credit from bankruptcy, no credit or bad credit scores, like so many others. It’s simple, and applying online is lightning fast! Just apply online and once you’re approved we’ll direct you to the Snap merchants closest to you. Our network of over 5,000 stores allows you to finance all sorts of products. Once approved you’re eligible to finance Tires, Motorcycle Gear, Motorcycle Repairs and Performance Upgrades.
1. Apply • 2. Approve • 3. Shop
MOST COMMON FINANCING FAQS:
How does it work?
A: We ask you a few questions. Just like you get asked when filling out a store credit card. Then, about five minutes later we get your approval back. You can choose to shop that day, or come back and use it when your ready.
How long does it take?
A: Less than 5 minutes.
Why would I choose financing?
A: Its a great way to manage your cash flow and not spread yourself thin. No one likes seeing their bank account drop over a big repair bill. We spent months interviewing the best financing companies in the industry. We only want the best for you. Financing is a great way to not have another credit card that just builds a ton of interest too.
Does it matter what my credit score is?
A: No! Our finance company approves up to 80% of applicants – whether you have poor credit from bankruptcy, no credit or bad credit scores.
What are the requirements to apply for a loan?
A: 18 or older Active checking account Steady income of at least $1,000/mo.
How much do I have to pay today/Is there a down payment?
A: Only the $39 processing fee is due today, then your payment plan will begin on the schedule that you set.
What is my spending limit?
A: You can be approved for an amount up to $3,000.
How do the payments work?
A: Each payment will be deducted directly from the account which you provide at the beginning of your lease. Deductions will be scheduled for the day following your regular payday. Which means that one less thing that you have to worry about.
If I am denied, can I reapply?
A: Yes. We encourage you to continue applying.
How do the payments work?
A: Each payment will be deducted directly from the account which you provide at the beginning of your lease. Deductions will be scheduled for the day following your regular payday.
Is there an interest rate associated with the loan?
A: No. Instead, there will be a rental fee for the loan which will be included in each payment. These fees will be waived if the total amount is paid within 100 days.
If I don’t have a job, can I still apply for a lease?
A: Yes. As long as you have an alternate form of income from Social Security, retirement, pension, etc. equaling at least $1,000 per month.
Can I pay off my lease before the 12 months?
A: Yes! Our finance company offers a 100-day cash buyout plan. You are also always welcome to buyout your lease before the 12 months and enjoy discounted rental fees.